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FOR ADVISERS
Phillip 25/05/2019 10:22
FOR ADVISERS ON UNIVERSAL CREDIT
AS WELL AS RECIPIENTS - THIS IS THE DEFINITIVE GUIDE

An appreciation by Elizabeth Robson Taylor of Richmond Green Chambers and Phillip Taylor MBE, Head of Chambers and Reviews Editor, “The Barrister”

‘Reassuringly easy to use’ is definitely the right form of words to describe this excellent and very practical guide to what are often considered the mysteries of Universal Credit, not to mention the more than occasional controversy.

Fortunately for those who need to claim Universal Credit, or those who think they might need to in the future, this Guide — especially in this new edition from the CPAG (Child Poverty Action Group) — goes almost 100 per cent of the way toward removing the mystery.
  
The CPAG after all, is renowned for producing publications that make the law, particularly in social welfare matters, easy to read and easy to understand. ‘You don’t need to be an expert on the social security system; says the CPAG — this book makes the law clear and understandable for everyone.’  

Taking a ‘first things first’ approach, the book (fortunately presented in handy paperback format|), explains from the outset exactly what Universal Credit is. Briefly, Universal Credit — as gradually introduced throughout Great Britain since October 2013 — is ‘a social security benefit for people of working age.  ‘It combines “means tested” support for adults, children and housing cost into one benefit.’

Over its succinct and eminently lucid ten chapters, the book, true to its subtitle, deals plainly with ‘what you need to know’ about the ins and outs of Universal Credit: what is it?…how does it affect you?…who can get it?…how do you claim it…what are the responsibilities?  The subsequent chapters deal with sanctions and fines…overpayments…and challenging a decision.  The final chapter gets down to the specifics affecting specific groups: lone parents…families with three or more children…carers… disabled people…young people…older people…and people from abroad.

Each chapter is full of illustrative examples and provides a ‘further information’ section at the end.  The appendix contains a glossary of terms (many of which do require explanation) and there’s an index to facilitate looking things up.  There is also a section on sources of additional advice and training.

Lawyers and indeed anyone providing or requiring advice on what is referred to as ‘the biggest change to our social security system in over sixty years’ should get this book.  It is nothing less than an indispensable reference.

The date of publication of this paperback 5th edition is cited as at 1st March 2019.
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